PTO Calculator

Track your paid time off accruals, calculate available PTO balance, and plan future time off. Our free PTO calculator handles different accrual rates, carryover policies, and year types.

PTO Details

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Current PTO Status

Available Balance
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Earned This Year
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0.0 hours
PTO Used
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Projected by 5/23/2026
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PTO Usage0%
0 days0.0 days

Automate PTO tracking for your team

Stop calculating PTO manually. tinyteam automatically tracks accruals, approves requests, and maintains accurate balances for your entire team with our integrated time-off management system.

How PTO Accrual Works

Understanding how your PTO calculator works is crucial for effective time-off planning. Most companies use accrual-based PTO systems where employees earn paid time off gradually throughout the year rather than receiving all their vacation days upfront.

Common PTO Accrual Methods

Biweekly Accrual: This is the most common method, where PTO is earned every two weeks with each paycheck. For example, earning 3.33 hours biweekly results in approximately 20 vacation days per year (86.6 hours total).

Monthly Accrual: Some companies credit PTO once per month. This method is simpler to track but means employees must wait longer between accrual periods.

Annual Accrual: All PTO is credited at once, typically at the beginning of the year or on the employee's anniversary date. This gives employees immediate access to their full allocation.

Calendar Year vs. Anniversary Year

The choice between calendar year and anniversary year PTO tracking significantly impacts employee experience:

  • Calendar Year: PTO resets on January 1st. Simple for HR teams but can be unfair to employees hired mid-year
  • Anniversary Year: PTO resets on each employee's hire date. More complex to manage but fairer allocation

PTO Policy Considerations

Effective PTO policies balance employee needs with business requirements:

  • Carryover Limits: Many companies allow 40-80 hours to carry over to prevent "use it or lose it" rushes
  • Waiting Periods: New employees often wait 90 days before using accrued PTO
  • Accrual Caps: Maximum PTO balances prevent excessive accumulation
  • Payout Policies: State laws vary on whether unused PTO must be paid out upon termination

Managing Team PTO Effectively

For HR teams and managers, tracking multiple employees' PTO manually becomes complex quickly. Consider these best practices:

  • Use automated systems to ensure accurate accrual calculations
  • Provide employees with self-service access to their PTO balances
  • Plan for busy periods when approving time-off requests
  • Maintain clear documentation of PTO policies and procedures
  • Regular audit PTO balances to ensure compliance and accuracy

tinyteam's integrated PTO management system automates these processes, from accrual tracking to approval workflows. Learn how our Team Calendar feature can streamline your time-off management.

State and Federal Compliance

PTO policies must comply with local labor laws, which vary significantly by location:

  • Mandatory Sick Leave: Many states require separate sick leave accruals
  • PTO Payout Laws: Some states treat unused PTO as earned wages that must be paid out
  • Minimum Accrual Rates: Certain jurisdictions set minimum PTO requirements
  • Record Keeping: Accurate tracking is essential for labor law compliance

Frequently Asked Questions

How do PTO accruals work?

PTO accruals are earned time off that accumulates over time based on your employment terms. Most companies use biweekly, monthly, or annual accrual rates. For example, earning 3.33 hours biweekly equals about 20 days per year (3.33 × 26 pay periods = 86.6 hours ÷ 8 hours per day = 10.8 days).

What's the difference between calendar year and anniversary year PTO?

Calendar year PTO resets on January 1st each year, while anniversary year PTO resets on your hire date anniversary. Anniversary year is often more fair for employees hired mid-year, as they get a full year to use their earned time off rather than losing unused PTO on December 31st.

How much PTO should I expect as an employee?

PTO varies by company and experience level. Entry-level employees typically get 10-15 days annually, mid-level employees get 15-20 days, and senior employees may get 20-25+ days. Many companies also provide separate sick leave and holidays on top of vacation days.

Can unused PTO be carried over to the next year?

PTO carryover policies vary by company. Some allow unlimited carryover, others set caps (like 40-80 hours), and some use 'use it or lose it' policies. Many companies require employees to use PTO by a certain date or forfeit unused time to encourage work-life balance.

How can I track PTO for my team?

HR platforms like tinyteam automatically track PTO accruals, balances, and requests for your entire team. This eliminates manual calculations, ensures policy compliance, and provides visibility into team availability for better project planning and coverage.

What happens to PTO when an employee leaves?

PTO payout policies vary by state and company policy. Some states require companies to pay out unused PTO as earned wages, while others leave it to company discretion. Clear PTO policies and accurate tracking are essential for compliance and avoiding disputes.

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Automate PTO tracking for your team

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